Terms and Conditions of Use for "Kanaku Book" Mobile Application

Last Updated: June 24, 2025

Please read these Terms and Conditions ("Terms") carefully before using the "Kanaku Book" mobile application ("App"). The App is an income and expense tracking application operated by DivNil Tech ("Company"). By downloading, installing, or using the App, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the App.

1. Acceptance of Terms

By accessing or using the App, you confirm that you have the legal capacity to enter into these Terms or, if you are under the age of majority in your jurisdiction (typically 18), that you have obtained parental or guardian consent to use the App. If you are using the App on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Definitions

The following terms have the meanings set forth below when used in these Terms:

• App: The "Kanaku Book" mobile application, including all features, content, and services provided through it.
• Company: DivNil Tech, the entity that owns and operates the App.
• User: Any individual or entity that downloads, installs, accesses, or uses the App, including both registered and unregistered users.
• Premium Upgrade: Optional paid features or enhanced functionality available through in-app purchases within the App.
• User Data: Information provided by or collected from Users, including personal information, transaction data, device information, and backup data, as described in the Privacy Policy.
• Services: The functionalities and features provided by the App, including income and expense tracking, budgeting, reporting, and backup/restore capabilities.

3. Description of the App

The App is designed to help Users track their income and expenses, manage budgets, and view financial summaries. Features include:

• Recording income and expense transactions
• Categorizing transactions for budgeting purposes
• Generating reports and summaries of financial activity
• Setting budget goals and receiving alerts for overspending
• Backup and restore functionality with encrypted data
• Optional Premium Upgrade features available via in-app purchase

The Company may update or modify the App’s features at any time without prior notice.

4. License to Use the App

The Company grants you a non-exclusive, non-transferable, revocable license to use the App for personal, non-commercial purposes, subject to these Terms. You may not:

• Modify, reverse-engineer, decompile, or disassemble the App
• Distribute, sell, or sublicense the App
• Use the App for any illegal or unauthorized purpose
• Remove or alter any copyright, trademark, or other proprietary notices in the App

5. User Accounts

To access certain features of the App, including the Premium Upgrade, you may need to create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Keep your account credentials confidential and not share them with others
• Notify the Company immediately of any unauthorized use of your account
• Be responsible for all activities that occur under your account

If you are under the age of majority in your jurisdiction, you must have parental or guardian consent to create an account, and your parent or guardian may be required to provide verifiable consent in accordance with applicable laws.

The Company reserves the right to suspend or terminate your account if it suspects fraudulent, abusive, or illegal activity.

6. In-App Purchases

The App offers a Premium Upgrade available through in-app purchases, which provides access to additional features or enhanced functionality. By purchasing the Premium Upgrade, you agree to:

• Pay the fees displayed at the time of purchase, which may be one-time or subscription-based, as indicated in the App.
• Comply with the payment terms and conditions of the applicable app store (e.g., Apple App Store or Google Play Store).
• Acknowledge that in-app purchases are non-refundable, except as required by applicable law or the policies of the app store.
• Understand that the Company may modify or discontinue Premium Upgrade features at its discretion, with or without notice, subject to applicable law.

You are responsible for any charges incurred through your app store account. If you are under the age of majority, you must have parental or guardian consent to make in-app purchases.

7. User Data and Privacy

The App collects and processes personal and non-personal information to provide its Services, including:

• Device Information: Mobile platform (e.g., Android or iOS), device ID (a unique identifier generated by the App), and advertisement ID (as provided by your device).
• Cookies: Cookies or similar technologies to enhance App functionality and User experience.
• User-Generated Data: Transaction data, budget details, and other information you input into the App.
• Backup and Restore Data: Data backed up through the App’s backup and restore feature, which is encrypted with a password for security purposes.

Backup and Restore Restrictions

Backup data is encrypted to protect your information and the App’s security. You agree not to:

• Attempt to decrypt, view, analyze, or access the encrypted backup data outside of the App’s intended restore functionality.
• Share or distribute encrypted backup files with third parties. The Company does not provide decrypted raw backup data to Users, nor does it offer support for decrypting or accessing such data outside the App’s restore feature. Any attempt to decrypt or manipulate backup data violates these Terms and may result in account suspension or termination.

The Company’s collection, use, and protection of User Data are governed by its Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy for details on how your information is handled, including specific provisions for Users under the age of majority.

You are responsible for the accuracy of the data you input into the App. The Company is not liable for errors or inaccuracies resulting from incorrect User-provided data.

8. User Obligations and Prohibited Conduct

You agree to comply with these Terms and all applicable laws while using the App. You shall not engage in any of the following activities:

• Fraudulent or Misleading Information: Provide false or misleading information, or use another person’s information, when registering for or using the App.
• Unauthorized Account Use: Access or use another User’s account without the Company’s explicit permission.
• Illegal Payment Methods: Make payments using unauthorized methods, such as another person’s credit card, phone, or bank account, without their consent.
• Interference with App Content or Functionality: Alter, delete, or disrupt any content or information provided by the Company, or interfere with the App’s operations or functionality.
• Unauthorized Data Collection: Collect, store, share, or use another User’s personal or account information without their explicit consent.
• Reverse Engineering or Modification: Copy, disassemble, reverse-engineer, decompile, or modify the App or its components in any way.
• Account Sharing or Transfer: Share, lend, or transfer your account or access rights to any third party without the Company’s prior consent.
• Infringement of Rights: Violate the intellectual property rights, privacy rights, or other personal rights of DivNil Tech or any third party, including but not limited to copyrights, trademarks, or rights of publicity.
• Harm to Reputation or Business: Engage in actions that harm the reputation or business operations of DivNil Tech or any third party.
• Impersonation: Impersonate the Company’s employees, representatives, or any other related parties.
• Inappropriate Content: Post, share, or link to content that is vulgar, violent, offensive, or likely to cause discomfort or anxiety to other Users, including but not limited to messages, images, videos, or audio.
• Spamming or Flooding: Repeatedly post identical, similar, or meaningless content to disrupt or flood the App’s features, such as message boards.
• Unauthorized Use of Services: Use the App for purposes other than its intended personal financial tracking, such as commercial activities, advertising, political campaigns, or other unauthorized purposes, without the Company’s consent.
• Exploitation of Information or Bugs: Reproduce, distribute, or commercially exploit information obtained from the App without permission, or exploit known or unknown bugs to disrupt or misuse the App.
• Deceptive or Harmful Actions: Engage in deceptive practices or actions that cause harm to other Users in connection with the App.
• Violation of Laws or Norms: Engage in any activity that violates applicable laws, regulations, or generally accepted social norms and customs.

9. Intellectual Property

All content, trademarks, logos, and intellectual property in the App are owned by or licensed to DivNil Tech. You may not copy, reproduce, distribute, or create derivative works from any part of the App without the Company’s prior written consent, except as permitted under these Terms.

10. Third-Party Services

The App may integrate with or link to third-party services (e.g., cloud storage or payment processors for in-app purchases). Your use of such services is subject to their respective terms and policies. The Company is not responsible for the availability, security, or content of third-party services.

11. Disclaimer of Warranties

The App is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. The Company does not guarantee that the App will be uninterrupted, error-free, or secure.

12. Limitation of Liability

To the fullest extent permitted by law, DivNil Tech and its affiliates, officers, employees, or agents will not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the App, including but not limited to loss of data, profits, or financial losses. The Company’s total liability for any claim related to the App will not exceed the amount you paid (if any) to use the App, including any in-app purchases.

13. Indemnification

You agree to indemnify and hold DivNil Tech harmless from any claims, losses, or damages, including legal fees, arising from your use of the App, violation of these Terms, or infringement of any third-party rights.

14. Termination

The Company may suspend or terminate your access to the App, including access to Premium Upgrade features, at its sole discretion, with or without notice, for any reason, including if it believes you have violated these Terms. Upon termination, your license to use the App ends, and you must cease all use of the App and delete any copies in your possession. Termination will not entitle you to a refund for any in-app purchases, except as required by applicable law or app store policies.

15. Changes to These Terms

The Company may update these Terms from time to time. You will be notified of changes by the posting of the updated Terms in the App or on the Company’s website. Your continued use of the App after such changes constitutes your acceptance of the revised Terms.

16. Governing Law and Dispute Resolution

These Terms are governed by the laws of [Your Jurisdiction, e.g., Delaware, USA]. Any disputes arising from these Terms or your use of the App will be resolved through binding arbitration in [Your Jurisdiction], except that either party may seek injunctive relief in a court of competent jurisdiction. You waive any right to participate in a class action lawsuit against the Company.

17. Contact Information

If you have questions about these Terms, please contact us at: DivNil Tech
divniltech@gmail.com
https://www.divniltech.com/

18. Miscellaneous

• Entire Agreement: These Terms, along with the Privacy Policy, constitute the entire agreement between you and DivNil Tech regarding the App.
• Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force.
• No Waiver: The Company’s failure to enforce any right or provision of these Terms does not constitute a waiver of such right or provision.

By using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.