Privacy Policy for "Kanaku Book" Mobile Application

Last Updated: June 24, 2025

DivNil Tech ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the "Kanaku Book" mobile application ("App"), an income and expense tracking application. By using the App, you agree to the practices described in this Privacy Policy. If you do not agree with this Privacy Policy, please do not use the App.

This Privacy Policy applies to all users of the App, including those under the age of majority in their jurisdiction (typically 18), who must have parental or guardian consent to use the App.

1. Information We Collect

We collect information to provide and improve the App’s services, including income and expense tracking, budgeting, reporting, and backup/restore functionality. The types of information we collect include:

1.1 Personal Information

• Account Information: When you create an account, we may collect your name, email address, and other information you provide during registration.
• Transaction Data: Information you input into the App, such as income, expenses, budget details, and categories, to track your financial activities.
• Payment Information: If you purchase the Premium Upgrade via in-app purchases, payment details (e.g., transaction IDs) are processed by the applicable app store (e.g., Apple App Store or Google Play Store). We do not directly collect or store your credit card or other payment method details.

1.2 Device and Usage Information

• Mobile Platform: Information about your device’s operating system (e.g., Android or iOS) to optimize App performance.
• Device ID: A unique identifier generated by the App for your device to distinguish your account and ensure secure functionality.
• Advertisement ID: The advertising identifier provided by your device (e.g., Apple’s Identifier for Advertising or Google’s Advertising ID) for personalized ads, where applicable.
• Cookies and Similar Technologies: We use cookies or similar technologies to enhance functionality, track usage patterns, and improve your experience in the App.
• Usage Data: Information about how you interact with the App, such as features used, time spent, and preferences, to improve our services.

1.3 Backup and Restore Data

• The App allows you to back up and restore your data (e.g., transaction and budget information). Backup data is encrypted with a password to protect your privacy and the App’s security. We do not access or store decrypted raw backup data, and we do not provide access to or support for decrypting such data outside the App’s intended restore functionality.

2. How We Use Your Information

We use the information we collect to:

• Provide and maintain the App’s core functionality, such as tracking income and expenses, generating reports, and managing budgets.
• Process and facilitate in-app purchases for the Premium Upgrade through third-party app stores.
• Enable secure backup and restore functionality, ensuring your data is encrypted and protected.
• Personalize your experience, including delivering tailored content or advertisements (where applicable) based on your device’s advertisement ID.
• Improve the App by analyzing usage patterns and performance data.
• Communicate with you, such as responding to inquiries or sending service-related notifications (e.g., updates to the App or this Privacy Policy).
• Comply with legal obligations and protect the security and integrity of the App.

3. How We Share Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• Third-Party Service Providers: We may share information with trusted service providers (e.g., cloud storage for backups or analytics providers) who assist us in operating the App, provided they agree to protect your data and use it only for the purposes we specify.
• App Store Providers: Payment information for Premium Upgrade purchases is processed by third-party app stores (e.g., Apple App Store or Google Play Store) and is subject to their privacy policies.
• Legal Compliance: We may disclose information if required by law, such as in response to a court order, subpoena, or other legal process, or to protect our rights, property, or safety, or that of our users or others.
• Business Transfers: If DivNil Tech is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction, but we will notify you and ensure continued protection of your data.

4. Backup and Restore Data Restrictions

Backup data is encrypted to ensure security and privacy. You may not:

• Attempt to decrypt, view, analyze, or access encrypted backup data outside the App’s intended restore functionality.
• Share or distribute encrypted backup files with third parties. We do not provide decrypted raw backup data to users, nor do we offer support for decrypting or accessing such data. Any attempt to decrypt or manipulate backup data violates our Terms and Conditions and may result in account suspension or termination.

5. Data Security

We implement reasonable technical and organizational measures to protect your information from unauthorized access, loss, or disclosure. For example:

• Backup data is encrypted with a password.
• We use secure protocols for data transmission and storage.
• Access to your information is restricted to authorized personnel only. However, no method of transmission or storage is completely secure. While we strive to protect your data, we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials and backup passwords.

6. Your Choices and Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, such as:

• Access: Request a copy of the personal information we hold about you.
• Correction: Request correction of inaccurate or incomplete information.
• Deletion: Request deletion of your personal information, subject to legal or contractual obligations.
• Opt-Out: Opt out of personalized advertising by disabling advertisement IDs in your device settings or contacting us.
• Data Portability: Request a copy of your data in a structured, commonly used format, where applicable.

To exercise these rights, contact us at [Your Contact Email]. We will respond to your request in accordance with applicable laws, such as the General Data Protection Regulation (GDPR) or California Consumer Privacy Act (CCPA), if applicable.

You may also manage your account settings within the App to update or delete certain information. Note that deleting your account or data may prevent you from using certain features, such as restoring backups.

7. Users Under the Age of Majority

The App is designed for users of all ages, but if you are under the age of majority in your jurisdiction (typically 18), you must have parental or guardian consent to use the App and provide personal information. We do not knowingly collect personal information from children under 13 (or the equivalent age under applicable law, such as 16 under GDPR) without verifiable parental consent. If we learn that we have collected such information without consent, we will delete it promptly. Parents or guardians may contact us at [Your Contact Email] to review or request deletion of their child’s information.

8. Third-Party Services

The App may integrate with third-party services, such as cloud storage for backups or app stores for in-app purchases. These services have their own privacy policies, and we are not responsible for their practices. We encourage you to review the privacy policies of any third-party services you use in connection with the App.

9. International Data Transfers

If you use the App outside of [Your Jurisdiction, e.g., Delaware, USA], your information may be transferred to and processed in the United States or other countries where our servers or service providers are located. We ensure that such transfers comply with applicable data protection laws, including implementing appropriate safeguards (e.g., Standard Contractual Clauses for GDPR compliance).

10. Retention of Information

We retain your information for as long as your account is active or as needed to provide the App’s services. We may also retain information to comply with legal obligations, resolve disputes, or enforce our agreements. Encrypted backup data is retained until you delete it or your account is terminated, after which it may be retained for a limited period to comply with legal requirements.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the updated Privacy Policy in the App or on our website. Your continued use of the App after such changes constitutes your acceptance of the revised Privacy Policy.

12. Contact Information

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at: DivNil Tech
divniltech@gmail.com
https://www.divniltech.com/

13. Additional Information for Specific Jurisdictions

California Residents (CCPA)

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), such as the right to know what personal information we collect and to request deletion. To exercise these rights, contact us at [Your Contact Email]. We do not sell your personal information.

European Union Residents (GDPR)

If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR), including the right to access, rectify, or erase your data, restrict processing, or object to certain uses ascended uses. You may also lodge a complaint with your local data protection authority. Contact us at [Your Contact Email] for assistance.

By using the App, you acknowledge that you have read, understood, and agree to this Privacy Policy.